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WATCH THIS BEFORE GETTING YOUR FIRST AUTO LOAN. First Time Car Buyers · You have a FICO score of 610 or higher or have no FICO score · Your Maximum Car Payment-to-Income Ratio does not exceed 20% (or 16% for The new First Time Buyer Program offers special incentives to younger drivers who are employed full-time or are attending high school, college, grad school, or

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never tell the car dealer any of these three things! There's no formal “first time buyer auto loan program” I've ever heard of. I've heard of that for buying a house but my experience working

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First Time Car Buyer Program Chevy offers plenty of vehicles that are a perfect fit for your first new vehicle – including the 2026 Trax with five models all starting under $26,000.* Wade Finley, Finance Manager of Subaru of Puyallup, gives first-time car buyers advice about getting a loan with little to no credit.

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